Groundwork exists to replace guesswork with real, evidence-based research. Please read this regulatory disclaimer so you understand the scope of our educational models, our non-fiduciary boundaries, and how to verify calculations with certified professionals. Last updated September 2026.
Everything published on Groundwork (including articles, comparative guides, macroeconomic analyses, and 20 interactive decision calculators) is prepared exclusively for general educational and informational purposes. It reflects our synthesis of publicly available data (Federal Reserve, NIH, BLS, SEC, DOE) at the time of publication and does not constitute customized advisory services.
Groundwork is not a registered investment adviser, broker-dealer, mortgage lender, or certified public accountant (CPA). Mortgage refinance calculations, debt payoff schedules, inflation models, and rate comparisons are mathematical simulations. Actual lender terms, interest rates, closing costs, and tax implications depend on your individual credit score, debt-to-income ratio, property appraisal, and local tax laws. Always consult a licensed financial advisor (CFP®) or certified CPA before making major financial commitments.
Articles published under our Clinical Health Sciences desk (Body pillar) summarize peer-reviewed scientific literature, clinical trials, and public health guidelines. This content is never intended as medical advice, clinical diagnosis, or a treatment plan. Never disregard professional medical advice or delay seeking treatment because of something you read on Groundwork. Always consult your primary care physician or qualified healthcare provider regarding medical conditions or dietary changes.
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