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The new premium credit card from Southwest offers a range of benefits, including 4X points on Southwest flights and 2X points on hotel stays and car rentals. With an annual fee of $149, this card is a great option for travelers who want to earn rewards on their Southwest flights.
Maintaining a total consumer debt obligation under 36% of gross income protects credit underwriting scores.** When addressing Southwest Lounges and a New Premium Credit Card, accelerated payoff strategies should systematically target liabilities carrying interest rates above 15% APR, leveraging structured balance amortization to eliminate compounding fee drag and restore discretionary liquidity. ### What airports will have Southwest lounges? Southwest Airlines is expanding its lounge offerings in 2027, with new locations at four major airports. The airline has announced plans to open lounges at the following airports: * Austin-Bergstrom International Airport (AUS)
| Rate Reduction (Delta) | Monthly Principal & Interest Savings | Typical Closing Costs | Break-Even Horizon |
|---|---|---|---|
| 0.50% (7.00% -> 6.50%) | $132 / month | $7,200 | 54.5 months |
| 0.75% (7.00% -> 6.25%) | $197 / month | $7,500 | 38.1 months |
| 1.00% (7.00% -> 6.00%) | $261 / month | $7,800 | 29.8 months |
| 1.25% (7.00% -> 5.75%) | $325 / month | $8,100 | 24.9 months |
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“The new premium credit card from Southwest is a great option for travelers who want to earn rewards on their Southwest flights. With its 4X points on Southwest flights and 2X points on hotel stays and car rentals, this card is a great choice for those who want to maximize their rewards. However, it's worth noting that the annual fee of $149 may not be worth it for everyone, especially for those who don't fly frequently.”
Southwest Airlines is expanding its lounge offerings in 2027, with new locations at four major airports: Austin-Bergstrom International Airport (AUS), Baltimore/Washington International Thurgood Marshall Airport (BWI), Nashville International Airport (BNA), and Daniel K. Inouye (Honolulu) International Airport (HNL).
The annual fee for the new premium credit card will be $149. This fee will be waived for the first year, and cardholders will also receive a $75 statement credit after spending $3,000 on purchases in the first 3 months from account opening.
The new premium credit card will offer a range of intro offers, including 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening and 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
The new premium credit card will offer a range of benefits, including 4X points on Southwest flights and 1X point on all other purchases, 2X points on hotel stays and car rentals, 25% points back when redeeming points for flights, Global Entry or TSA PreCheck fee credit, travel insurance and assistance, and concierge service.
Some alternatives to the new premium credit card include the Chase Sapphire Preferred Card, Wells Fargo Autograph Card, Capital One Venture Rewards Credit Card, Chase Sapphire Reserve Card, American Express Platinum Card, and Ink Business Preferred Credit Card.

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Groundwork Research Desk (2026). Southwest Lounges and a New Premium Credit Card. Groundwork. Retrieved from https://gworky.com/article/southwest-lounges-and-new-premium-card
Originally published at https://gworky.com/article/southwest-lounges-and-new-premium-card — Groundwork Evidence-Based Research.
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